You pay your insurance premiums on a regular basis, and you expect that when something happens, you will be covered - your car will be fixed, your medical expenses will be paid, or your home will be restored. And you also expect that if you are liable for an accident, your insurance will cover that liability - after all, isn't that what insurance is for?
Many people find, to their dismay, that when they actually need to use their insurance coverage, their insurance company does not follow through - either not paying claims outright or stating that a particular incident is not covered. This leaves the insured in a real predicament - the reason most people buy insurance is because they cannot afford to pay for these catastrophic damages themselves, and that is the situation they are facing.
Sometimes it is the wrongdoer whose insurance company shirks its responsibilities. This creates a very difficult problem for an injury victim who must depend on the wrongdoer's insurance for full compensation.
Our firm has extensive experience in litigation involving insurance coverage disputes. And we have been involved in a great deal of litigation focused on the insurance company's duty to defend and indemnify its insureds in connection with automobile, homeowners and other liability insurance policies. Simply put, we make the insurance companies live up to what their policies promised.
At Kenney & Conley, P.C., we are in the forefront of the litigation of these issues in the trial and appellate courts. In fact, we are regularly requested to both conduct and lecture in educational programs to teach other lawyers about recent developments in insurance law. If you are having a problem with an insurance company denying coverage or refusing to pay, we can help you.
Contact us if an insurance company is denying coverage for your claim. We will evaluate your case in a free initial consultation and help you understand what steps can be taken to make the insurance company live up to its responsibilities.